AI Infrastructure Financing Stress & CapEx Payoff Simulator

Project Net Present Value (NPV) $3,180.4M Discounted at financing rate

Debt Service Coverage (DSCR) 1.42x Operating FCF / Debt Service

Payoff Horizon 3.10 Yrs Full capital recovery time

Break-Even Server Utilization 64.20% Min utilization for zero NPV

Capital & Financing

Total AI CapEx ($ Billion) $15.0B

Debt Financing Rate (%) 7.50%

Hardware Life (Years) 4.0 Yrs

Operational & GPU Economics

GPU Cluster Cost ($/hr) $2.80/hr

Target Utilization (%) 78.00%

Supply Delay (Months) 4 Months

Cumulative Net Cash Flow & Payoff Horizon

Math.js Annuity & Discounting Model

Annual Debt Service

$4,421.5M

Debt Service Coverage (DSCR)

1.42

Net Present Value (NPV)

$3,180.4M

Payoff Horizon

3.10 Yrs

Break-Even Utilization

64.20%

Baseline operational model shows safe DSCR above 1.25x with moderate debt amortized over the hardware useful life.