Profile B: Asset Investor (2035)
$3.45M
Real Power: $3.45M
Profile A: Cash Saver (2035)
$1.82M
Real Power: $1.49M
2035 Wealth Gap Multiplier
2.31x
Delta: +$1.96M Net Advantage
Trajectory Divergence: Cash vs Asset Portfolio
Timeline Year: 2035
| Year | Investor Portfolio ($) | Saver Cash ($) | Deflation / Price Index | Real Power Delta ($) | Gap Ratio |
|---|
AI & Capital Returns (r > g)
When AI productivity drives down manufacturing and service costs, owners of technology and equity assets capture compounding capital returns (r) that outpace general real wage growth (g).
Purchasing Power vs Nominal Cash
While technology deflation increases real purchasing power for fixed cash, pure savings miss the compounding upside of capital expansion, causing relative wealth divergence to accelerate exponentially.