Presets:
Unallocated Paycheck:
$0
“Eliminate high-interest debt first.” — Mark Cuban explains: “If you’re paying 15, 17, 19% on credit cards, eliminating that burden is an immediate, guaranteed tax-free return.” Pa matched this with physical envelopes so cash ran out before compounding took over.
Debt Burndown Trajectory ($4,800 @ 19% APR)
Avalanche Advantage
Compare paying only minimums (48+ months + massive compound interest) against Pa & Cuban's accelerated debt envelope payoff.
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Month 24