CLARITY Act Regulatory Impact Explorer

Jurisdictional Topology & Authority Overlap

D3 Real-Time Network

Jurisdiction Clarity

82.4%

+8.2% vs Baseline

Compliance Burden

-18.5%

Net 50.0 / 100 Index

Overlap Risk

Low

Minimal Double-Enforcement

SEC (Securities Oversight)

CFTC (Digital Commodities)

State Regulators (Preempted)

Regulated Asset / Protocol

"This legislation is coming on the heels of the very broad and ambitious agenda that our regulatory agencies have started. So there's an urgent need for precise line-drawing rather than regulation by enforcement."

— John Medel, Head of Policy at Injective Labs (via Cointelegraph)

Policy Simulation Workbench

Calibrate Act Parameters

Preset Policy Scenarios:

CFTC vs. SEC Commodity Scope 70% CFTC / 30% SEC

Defines decentralization thresholds for non-security digital commodity classification.

Federal Preemption of State Blue-Sky Laws 85% (High Preemption)

Harmonizes 50-state money transmission and state-level licensing friction.

Grace Period / Transition Window 24 Months

Timeframe granted to existing decentralized protocols for compliant registration.

CFTC Authority

Spot digital asset exchanges & utility protocols

Primary Overseer

SEC Authority

Restricted to initial fundraising & debt tokens

Confined Scope

State Regulators

Preempted from divergent commodity licensing

Harmonized