Presets:
1. Student & Family Profile
1 = Needs local structure / 5 = Highly autonomous self-starter
Based on 52 weeks/year work potential
2. Select Educational Pathway
Custom Institution Benchmarks:
Community College + 2-Year Transfer
Academic Readiness: 3/5
Total Est. Cost
18000
Tuition & learning materials
Est. Student Work Earnings
16640
52 wks × 20 hrs @ $16/hr
Net Financial Gap
1360
Cost minus Student Work
Family Savings Available: $1,200
Uncovered Out-of-Pocket: $160
All Pathway Cost vs. Student Earning Potential
Net Debt Horizon
Recommended Conversation Strategy with Alex
Acknowledge financial constraints openly, praise their ambition, and propose starting at community college to cut tuition by 75% while keeping debt manageable.
Conversation Objective: Frame this as a financial strategy partnership rather than parental rejection. Highlight that taking general education courses at a community college grants identical transferable university credits with a fraction of lifelong student loan baggage.
| Pathway | Estimated Cost | Student Earnings | Net Gap | Debt Risk |
|---|