Interactive Underwriting Architecture

Digital Quoting Workflow Simulator

Model the operational shift from multi-day manual brokerage submissions to Cotality-style algorithmic digital quoting, automated risk enrichment, and instant carrier orchestration.

Submission Scenario Presets:
Digital Quoting Pipeline Lifecycle

Demonstrated by Thomas Flath (@cotality) • Real-world API orchestration

Pipeline Idle • Ready
STAGE 01 ⚡ 0.2s
Digital Intake
Schema validation & structured JSON normalization from portal or broker AMS.
100% Normalized
STAGE 02 📡 1.1s
API Enrichment
External data pull: property hazard, corporate registries, and real-time risk scores.
4 Services Queried
STAGE 03 🧠 0.8s
Underwriting Triage
Automated rules engine: triggers instant rate or routes referral to underwriter desk.
STP Cleared
STAGE 04 🏁 0.5s
Multi-Carrier Bind
Algorithmic premium generation & automated binder documentation issued.
3 Firm Binders
Turnaround Time (TAT)
2.6s
↓ 99.9% vs 4.8 days manual