Lending Market Utilization & APY Simulator DeFi Engine

Inspect jump rate interest curves, supply & borrow equilibrium, and liquidity rewards

Pool Parameters

Liquidity Supply & Demand

Total Pool Supply ($) $10,000,000

Total liquidity deposited by suppliers

Total Pool Borrows ($) $7,500,000

Active borrower debt outstanding

Jump Interest Rate Model

Base Borrow Rate APY (%) 2.0%

Pre-Kink Multiplier (%) 12.0%

Optimal Kink Target (U_optimal) 80.0%

Post-Kink Jump Multiplier (%) 150.0%

Reserve Factor (%) 10.0%

Protocol treasury retainage from borrow interest

Liquidity Incentives (WIN/Rewards)

Supplier Reward APR (%) 3.5%

Borrower Reward APR (%) 2.0%

Utilization Rate (U)

75.00%

Borrows / Total Deposits

Borrow APY

11.00%

Net Cost: 9.00% w/ Rewards

Raw Supply APY

7.425%

Net Yield: 10.925% w/ Rewards

Liquidity Buffer

$2,500,000

Available Instant Withdrawals