Front-End Housing Ratio
33.1%
GSE Guideline ≤ 28-36%
Back-End Total DTI
41.7%
Conventional Max 45.0%
Loan-to-Value (LTV)
80.0%
No PMI Required
Automated AI Savings
14.5 hrs
$480 / file saved
Automated GSE & Agency Guideline Cross-Check
Auto-evaluated across secondary market programs| Loan Program | Max Allowable DTI | Max LTV | Min Credit | Status Determination |
|---|
Super AI Mortgage Pipeline Execution
Click any stage to inspect live AI logic, payloads, and condition triggers.
1
1003 & Doc Intake
Agent: IntakeBot
2
Income & Asset Audit
Agent: CalcGenius
3
AUS Matrix Match
Agent: RuleCheck
4
Condition Chaser
Agent: CommsAuto
5
Clear-To-Close Pack
Agent: Packager
Stage 1: Smart 1003 & Document Intake Payload
// Initializing Super Ingestion Worker...
{
"borrower": "Sample Borrower",
"ssn_masked": "XXX-XX-4891",
"doc_bundle": [
"W2_2023_AcmeCorp.pdf [VERIFIED - OCR 99.4%]",
"BankStmt_Chase_Oct.pdf [SOURCED - $38,500 reserves]"
],
"agent_action": "Extracted 24 data points into LOS Fannie 3.4 MISMO format without manual data entry."
}
Live AI Execution Output & Condition Status
[SUPER AGENT EVENT 14:02:11]
Status: SUCCESS
Confidence: High
Extracted Base Salary: $9,850.00/mo
Liabilities verified against Equifax credit pull: 3 tradelines ($850/mo total).
Ready for income calculation verification.
Prior-to-Document Conditions (PTD) & Automated Resolution
Super automatically sends secure upload links and parses incoming borrower responses.