EMVCo Payment QR Payload Studio & Error Simulator

1. Payment Spec Builder

CRC16: OK

Point of Initiation [01]

Currency [53]

Merchant / Recipient [59]

Amount ($) [54]

MCC Code [52]

Merchant City [60]

Raw EMVCo Payload Stream (Tag-Length-Value)

7 Tags Detected

Version 3 (29x29) • ECC Level M

Highlight Matrix Patterns:

Error Correction Level (ECC)

Simulate Hardware Noise / Fault: Clean (0%)

Scanner Verdict: Decodable & Valid

Margin: High

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Verification Provenance

Payload Integrity: 4F8A

Merchant Name: XMoney Merchant

Parsed Amount: $49.99 USD