:root{--ink:#13231d;--muted:#5d6b64;--paper:#f6f2e8;--surface:#fffdf7;--line:#d7d7c8;--green:#176b4b;--green2:#2f9069;--lime:#c6e94a;--rust:#bc5531;--amber:#e8a72c;--blue:#2765ad;--shadow:0 18px 50px rgba(27,52,41,.1);font-family:Geist,"Avenir Next",Avenir,system-ui,sans-serif;color:var(--ink);background:var(--paper);font-synthesis:none}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;min-width:320px;overflow-x:hidden;background:linear-gradient(180deg,#f8f5ec 0,#f1f0e5 55%,#f8f5ec 100%);line-height:1.5}button,input,select{font:inherit}button,a{touch-action:manipulation}.skip-link{position:fixed;left:16px;top:-80px;z-index:99;background:var(--ink);color:#fff;padding:10px 14px;border-radius:4px}.skip-link:focus{top:16px}a{color:inherit}.topbar{height:76px;max-width:1440px;margin:auto;padding:0 40px;display:flex;align-items:center;justify-content:space-between;border-bottom:1px solid rgba(19,35,29,.13);position:relative;z-index:5}.brand{display:flex;align-items:center;gap:10px;font-weight:750;text-decoration:none}.brand-mark{display:grid;place-items:center;width:34px;height:34px;background:var(--ink);color:var(--lime);border-radius:4px}.topbar nav{display:flex;gap:30px}.topbar nav a{text-decoration:none;color:var(--muted);font-weight:650}.topbar nav 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.truth-kicker{font-weight:800;color:var(--ink);margin-bottom:4px}.planner-shell{background:#14271f;color:#f9f5e9;padding:100px max(24px,calc((100vw - 1320px)/2)) 120px}.section-heading{display:flex;align-items:end;justify-content:space-between;gap:30px;margin-bottom:30px}.section-heading h2,.verification h2,.education h2{font-size:clamp(2rem,4vw,4.1rem);line-height:1.05;letter-spacing:0;margin:0}.planner-shell .eyebrow{color:var(--lime)}.preset-group{display:flex;gap:8px;flex-wrap:wrap}.chip{min-height:40px;padding:8px 13px;border-radius:999px;border:1px solid #5a6d64;background:transparent;color:#e4ebe4;font-weight:700;cursor:pointer}.chip.active,.chip:hover{background:var(--lime);border-color:var(--lime);color:var(--ink)}.bento-grid{display:grid;grid-template-columns:repeat(12,minmax(0,1fr));grid-auto-flow:dense;gap:16px}.span-12{grid-column:span 12}.span-8{grid-column:span 8}.span-7{grid-column:span 7}.span-5{grid-column:span 5}.span-4{grid-column:span 4}.control-panel,.result-panel,.analysis-panel,.metric-strip{background:#f9f6ec;color:var(--ink);border:1px solid #3d5147;border-radius:7px;padding:26px}.result-panel{background:#e8eddf}.panel-head{display:flex;justify-content:space-between;align-items:flex-start;gap:18px;margin-bottom:22px}.panel-head h3{font-size:1.18rem;margin:0 0 3px}.panel-head p{margin:0;color:var(--muted);font-size:.88rem}.status-dot{font-size:.75rem;font-weight:800;color:var(--green);padding:5px 9px;border:1px solid #a8c9b8;border-radius:999px}.field-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:15px}.field-grid label,.compact-field,.recurring-grid label{display:grid;gap:6px;font-weight:700;font-size:.85rem}.field-grid label span{font-size:.72rem;color:var(--muted);font-weight:600}.field-grid input,.field-grid select,.compact-field input,.recurring-grid input,.recurring-grid select{width:100%;min-height:45px;border:1px solid #bac1b8;border-radius:4px;background:#fffef9;padding:8px 11px;color:var(--ink)}details{margin-top:18px;border-top:1px solid var(--line);padding-top:15px}summary{cursor:pointer;font-weight:800}.detail-fields{margin-top:16px}.validation{min-height:22px;margin-top:12px;font-size:.83rem;color:#8b351d}.headline-metric{padding-bottom:21px;border-bottom:1px solid var(--line);display:grid}.headline-metric span,.range-box span{font-size:.82rem;color:var(--muted);font-weight:700}.headline-metric strong{font-size:3.4rem;line-height:1.05}.headline-metric small,.range-box small{color:var(--muted)}.allocation-visual{display:grid;gap:10px;padding:23px 0}.allocation-row{display:grid;grid-template-columns:118px 1fr 68px;align-items:center;gap:10px;font-size:.81rem}.allocation-track{height:13px;background:#dce0d6;border-radius:2px;overflow:hidden}.allocation-fill{height:100%;border-radius:2px;transition:width .35s ease}.allocation-row strong{text-align:right}.range-box{padding:17px;background:#fffdf8;border-left:4px solid var(--green);display:grid;gap:3px}.range-box strong{font-size:1.35rem}.result-panel output{font-weight:800;color:var(--green)}.metric-strip{display:grid;grid-template-columns:repeat(4,1fr);padding:0}.metric-strip article{padding:22px;border-right:1px solid var(--line);display:grid;gap:2px}.metric-strip article:last-child{border:0}.metric-strip span{font-size:.78rem;color:var(--muted);font-weight:700}.metric-strip strong{font-size:1.65rem}.metric-strip small{font-size:.72rem;color:var(--muted)}.compact-field{width:138px}.compact-field input{min-height:36px}.compare-bars{display:grid;gap:16px}.compare-row{display:grid;grid-template-columns:110px 1fr 88px;gap:12px;align-items:center}.compare-row>span{font-weight:750;font-size:.84rem}.bar-track{height:34px;background:#e1e2d8;border-radius:4px;overflow:hidden}.bar-fill{height:100%;display:flex;align-items:center;padding-left:10px;color:white;font-weight:800;min-width:3px;transition:width .35s}.compare-row 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24px;height:24px;border-radius:50%;background:var(--ink);color:#fff;display:grid;place-items:center;font-weight:800}.guardrail p{margin:0;font-size:.83rem}.scenario-list{min-height:108px;display:grid;gap:8px}.scenario-empty{color:var(--muted);font-size:.86rem;border:1px dashed #b5bcb4;padding:16px}.scenario-item{display:grid;grid-template-columns:1fr auto auto;align-items:center;gap:8px;border-bottom:1px solid var(--line);padding:8px 0}.scenario-item span{display:grid;font-size:.82rem}.scenario-item span small{color:var(--muted)}.icon-button{width:34px;height:34px;border:1px solid #aab3aa;background:#fff;border-radius:4px;cursor:pointer;color:var(--ink)}.row-actions{display:flex;gap:8px;margin-top:15px}.verification{max-width:1320px;margin:auto;padding:140px 30px;display:grid;grid-template-columns:1fr 1fr;gap:100px;align-items:start}.verification-copy p:not(.eyebrow){color:var(--muted);font-size:1.1rem;max-width:600px}.checklist{background:var(--surface);box-shadow:var(--shadow);border-top:6px solid var(--green);padding:30px;display:grid;gap:18px}.checklist label{display:grid;grid-template-columns:24px 1fr;gap:12px;font-weight:700}.checklist input{width:20px;height:20px;accent-color:var(--green)}.check-progress{display:grid;gap:8px;font-size:.8rem;color:var(--muted)}.check-progress>div{height:8px;background:#e2e3d8}.check-progress i{display:block;height:100%;width:0;background:var(--green);transition:width .3s}.education{background:#e7eadc;padding:130px max(30px,calc((100vw - 1320px)/2))}.education>h2{max-width:900px}.education-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:#bfc6ba;border:1px solid #bfc6ba;margin-top:55px}.education-grid article{background:#f7f4ea;padding:28px;min-height:260px}.education-grid span{font-weight:850;color:var(--rust)}.education-grid h3{font-size:1.35rem;margin:45px 0 10px}.education-grid p{color:var(--muted);margin:0}.disclaimer{max-width:1000px;margin:auto;padding:110px 30px;text-align:center}.disclaimer h2{font-size:2rem}.disclaimer p{color:var(--muted)}footer{background:var(--ink);color:#fff;padding:55px max(30px,calc((100vw - 1320px)/2));display:flex;justify-content:space-between;align-items:center}footer p{color:#bcc8c0;margin:4px 0}footer a{color:var(--lime)}.toast{position:fixed;right:24px;bottom:24px;z-index:20;background:#fff;color:var(--ink);box-shadow:var(--shadow);border-left:5px solid var(--green);padding:14px 18px;max-width:340px;transform:translateY(130px);opacity:0;transition:.25s}.toast.show{transform:none;opacity:1}dialog{border:0;border-radius:7px;box-shadow:var(--shadow);max-width:440px;color:var(--ink)}dialog::backdrop{background:rgba(9,19,15,.7)}dialog form>div{display:flex;justify-content:flex-end;gap:8px;margin-top:24px}
@media(max-width:980px){.topbar{padding:0 22px}.topbar nav{display:none}.hero{grid-template-columns:1fr;padding:70px 30px;min-height:auto}.truth-panel{max-width:600px}.span-8,.span-7,.span-5,.span-4{grid-column:span 12}.verification{grid-template-columns:1fr;gap:50px}.education-grid{grid-template-columns:repeat(2,1fr)}}
@media(min-width:981px) and (max-height:700px){.hero{min-height:554px;padding-top:46px;padding-bottom:42px}.hero h1{font-size:clamp(3.4rem,5.2vw,4.65rem)}.lede{margin:22px 0 24px}.truth-panel{padding-top:16px}.truth-panel p{margin-bottom:10px}}
@media(max-width:620px){.topbar .button{display:none}.topbar{height:66px}.hero{padding:58px 20px 70px;gap:40px}.hero h1{font-size:clamp(2rem,9vw,2.45rem)}.hero-actions{display:grid}.planner-shell{padding:80px 16px}.section-heading{align-items:flex-start;flex-direction:column}.preset-group{width:100%}.chip{flex:1}.control-panel,.result-panel,.analysis-panel{padding:20px}.field-grid,.recurring-grid{grid-template-columns:1fr}.metric-strip{grid-template-columns:repeat(2,1fr)}.metric-strip article:nth-child(2){border-right:0}.metric-strip article:nth-child(-n+2){border-bottom:1px solid var(--line)}.allocation-row{grid-template-columns:94px 1fr 62px}.headline-metric strong{font-size:2.7rem}.compare-row{grid-template-columns:80px 1fr 72px}.verification{padding:100px 20px}.checklist{padding:22px}.education{padding:100px 20px}.education-grid{grid-template-columns:1fr}.education-grid article{min-height:220px}.education-grid h3{margin-top:32px}footer{align-items:flex-start;gap:24px;flex-direction:column}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{transition:none!important;animation:none!important}}