SRT

Significant Risk Transfer (SRT) Deal Stress & Capital Relief Workbench

Synthetic Securitization & High-Yield Credit Risk Structuring | Modeled on Santander, BBVA & Deutsche Bank Syndicates

Syndicate Portfolio Structuring

CRR / BASEL IV
Market Presets
Portfolio Notional (USD) $2,500,000,000
Mezzanine Tranche Sold (%) 8.0%
Underlying Pool Risk Weight (RW %) 75%
Investor Coupon Spread (bps) 650 bps (6.50%)
Baseline Default Probability (bps) 180 bps (1.80%)
Macroeconomic Stress Multiplier 1.4x Stress
Simulates sovereign debt strain, corporate rating downgrades, and elevated recovery haircuts on the underlying asset pool.
STRESS 1.4x
Resilient under baseline; moderate pressure at 1.4x stress
CET1 Capital Relief (USD)
$187,500,000
Net Regulatory Capital Released
Annual Protection Cost
$13,000,000
Coupon paid to private debt funds
CET1 Ratio Improvement
+34.5 bps
Bank solvency enhancement
Stressed Expected Pool Loss
$63,000,000
Mezzanine absorbs: $13.0M
Synthetic Tranche Structure & Risk Retention (D3.js) First Loss / Mezzanine / Senior
Tranche Loss Absorption Across Macro Shocks (1.0x to 3.0x) Investor Principal Exposure
Super generates helpful tools and automates fact-checking across the internet proactively. If you enjoyed this tool, build your own with Super and share it with a friend.