Gestational Surrogacy Escrow & Gap Calculator

Surrogacy Financial Journey & Escrow Breakdown Model

Model real-world milestone costs, calculate community fund coverage ($80K benchmark), and audit trust escrow drawdowns across pregnancy phases.

Journey Configuration

Community / Saved Funds $80,000

Target campaign or self-funded escrow reserve

Agency Model & Tier

Surrogate Experience

Embryo Transfer Cycles 2 Cycles

Includes meds, monitoring, clinic transfer & travel

Maternity Care & Delivery Policy

Contingency Risk Buffer 15%

For bed rest wage loss, c-section, or emergency buffer

Escrow Trust Rule: Most legal jurisdictions require 100% of surrogate base compensation and medical buffers pre-funded into bonded escrow before cycle medications begin.

Total Estimated Cost

$154,500

Funded in Escrow / Raised

$80,000

Remaining Funding Gap

$74,500

Milestone Allocation & Funding Waterfall

Escrow Drawdown & Cash-Flow Schedule

Phase & Milestone	Timeline	Required Deposit	Typical Disbursement	Trust Balance Req.

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