Dividing Line 1
Tabular Data & Heterogeneity
Deep learning thrives on smooth spatial gradients (adjacent pixels in photos) and continuous sequential tokens (language). But business SQL tables contain mixed currencies, postal codes, categorical dates, and nulls. Tree-based algorithms split orthogonally along coordinate axes, ignoring feature scale and preserving exact category boundaries.
Dividing Line 2
Fiduciary & Regulatory Audit
Under the Equal Credit Opportunity Act (ECOA) and GDPR Article 22, an algorithm denying a mortgage or insurance claim must supply verifiable adverse reasons (e.g., Debt-to-Income ratio exceeds 41%). Deep nets map inputs into high-dimensional latent manifolds where features become hopelessly entangled.
Dividing Line 3
Small Data & Edge Hardware
Deep networks with millions of parameters memorize small sets (<10k rows) instead of generalizing. Furthermore, when deploying predictive maintenance directly onto microcontroller IoT sensors on an agricultural field or oil drill, a 20KB compiled decision tree runs on 15 milliwatts—where a GPU stack is impossible.