| Expense Category | Basis & Schedule | Subtotal |
|---|---|---|
| Housing & Tenancy | Surrey Estate (12 mo lease) | £120,000 |
| Schooling & Prep | 2 Children @ Prep School | £64,000 |
| Logistics & Transport | Full-Service White Glove | £32,000 |
| Contingency Reserve | 15% Risk & Exchange Buffer | £32,500 |
| Estimated First-Year Cost | Comprehensive Total | £248,500 |