College Football Finance & Upset Tracker

UMass vs Rutgers: The $1.55M Guarantee Upset

Final: UMass 37, Rutgers 21 Payout: $1,550,000 Streak Snapped: 16 Games (677 Days) Net Margin: +16 PTS
Payout Guarantees
$1,550,000
Cost Per UMass Point
$41,891.89
Deficit Cost / Margin Pt
$96,875.00
Winless Drought
677 Days
Upset Severity Index
98.4 / 100
Buy-Game Financial & Upset Matrix D3.js Interactive Matrix

Comparing landmark buy-game road upsets by financial payout versus underdog victory margin. Select or hover nodes to inspect ledger economics.

View Accessible Historical Data Ledger
Season Matchup (Dog @ Host) Payout Final Score Margin Spread
Game Economics Sandbox Live Engine

Adjust the buy-game payout or margin parameters to evaluate host financial exposure and underdog efficiency.

Simulated Host Payout: $1,550,000
UMass Scored Points: 37 PTS
Rutgers Scored Points: 21 PTS
Underdog Victory Margin: +16 PTS
Effective Cost Per Point: $41,891.89
Host Deficit / Margin Pt: $96,875.00
The 677-Day, 16-Game Drought Snapped

UMass had gone nearly two full calendar years without an FBS victory before cashing a $1.55M check in Piscataway.

Key Milestone Breakdown

  • Consecutive Defeats: 16 straight games without a win.
  • Days Winless: Exactly 677 days since last victory.
  • Opening Spread: Rutgers was favored by 24.5 points (-24.5).
  • Net Point Swing: 40.5 points against the betting spread (+16 final margin).
  • Financial Damage: Highest guaranteed payout road win in UMass program history.

Streak Resolution Progression

Prior Victory

677 days prior: Last program win before entering extended multi-season drought.

The 16-Game Slide

Struggles across independent scheduling with regular blowout road losses.

September 2024: Buy-Game at Rutgers

Collected $1.55M guarantee, scored 37 points, and shocked Rutgers 37-21.

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