Tiered Contagion Map
Dynamic Cytoscape Network
Main Housebuilder (Vistry)
Tier-1 Materials Suppliers
Tier-2 Trade Contractors
Credit Insurer Cover
Working Capital & Liquidity Dashboard
Live Calculation
Unhedged Bad Debt Risk
£3,750,000
75.0% of total receivables exposed
Working Capital Deficit Gap
£924,658
Liquidity needed under 90D terms
Days Sales Outstanding (DSO)
101 Days
+11 days extended collection risk
Sub-Contractor Cash Runway
1.4 Months
Insolvency buffer at current burn
Risk Assessment Summary
With credit cover reduced to 25% and housebuilder payment terms stretched to 90 days, Tier-1 materials suppliers absorb £3,750,000 in unhedged receivables. This credit shock propagates downstream to Tier-2 sub-contractors, creating a liquidity squeeze requiring emergency working capital facilities.