Policy Regimes & Presets
Capital & Regulatory Rules
Macroeconomic Shock Engine
Evaluates the trade-off noted by former FDIC leadership: deregulation reduces required capital cushions, accelerating cascade insolvencies when rate spikes force fire-sales of unhedged securities.
Capital Shortfall
$184.6B
Failed Institutions
7
FDIC Fund Exposure
$48.2B
Systemic Vulnerability
78.4 / 100
Cohort Capital Ratio Distribution & PCA Cutoffs
Well: 62
Adeq: 18
Under: 13
Crit: 7
Representative Institution Balance Sheet State
Showing 100 multi-tier institutions
| ID | Tier | Assets ($B) | Pre-Stress T1 | Post-Stress T1 | Buffer Loss | PCA Status |
|---|