DSCR Health: Excellent debt coverage ratio (> 1.5x threshold).
Purchase Price
$1,993,200
SDE: $528,000
Annual Debt Service
$233,480
SBA Loan: $1,793,880
DSCR Ratio
2.26x
Target > 1.25x
Year-1 Net Cash Flow
$294,520
Cash-on-Cash: 147.8%
Year-1 SDE & Debt Service Waterfall
D3 Visual Flow10-Year Wealth Trajectory: Boring Cash Flow vs Tech Equity
Compounding vs High Beta RiskAUTOMATED VERIFICATION TELEMETRY
Purchase Price: 1993200
Annual SDE: 528000
Annual Debt Service: 233480
DSCR: 2.26
Owner Net Cash Flow: 294520
Year-1 ROI / CoC Ratio: 1.48