$
$
$
Total Documented Economic Out-of-Pocket:
$19,600.00
Insurers evaluate payouts based on verifiable documentation. Check verified items or append new records.
$
%
Self-Organized Direct Net
$25,000.00
Gross recovery without 33.3% fee subtraction
Net With Attorney Fee
$16,683.33
After deducting estimated contingency counsel fee
Fee Differential
$8,325.00
Value threshold an attorney must overcome
| Outcome Metric | Direct Settlement | Contingency Legal (33.3%) |
|---|---|---|
| Gross Recovery Offer | $25,000.00 | $25,000.00 |
| Contingency Legal Fees | $0.00 | -$8,325.00 |
| Economic Loss Coverage | +$5,400.00 surplus | -$2,916.67 deficit |
| Net To Claimant | $25,000.00 | $16,683.33 |
* Negotiation Insight: Retaining counsel makes financial sense when attorney advocacy increases gross settlement recovery beyond the fee hurdle ($33,325.00+) or when serious dispute of liability, disputed coverage, or future surgery liens exist.
Export this structured statement for adjuster discussions or present it directly to prospective counsel during an initial consultation.