CLARITY Act Legislative Impact & Crypto Regulatory Routing Simulator

Asset Profile & Statutory Thresholds

Adjust decentralization score and market metrics to trigger routing rules.

Target Asset Entity

Decentralization Score (0–100) 82

0 (Fully Centralized) 50 (Hybrid) 100 (Autonomous Network)

CLARITY Decentralization Floor (Threshold) 70

Assets scoring at or above this threshold qualify for CFTC digital commodity status.

Circulating Cap ($B)

SEC Compliance Est. ($k)

No single entity controls > 20% voting power Open-source smart contract repository certified

Status: Live Computational Engine Engine OK

Jurisdictional Routing Flow & Classification

Visual statutory pathway under Lummis CLARITY rules vs. traditional Howey Test.

CFTC Commodity Domain

ℹ

Evaluating regulatory vector: Decentralization score 82 meets or exceeds the statutory bar (70). The digital asset is classified as a decentralized commodity under exclusive CFTC surveillance, bypassing SEC securities registration.

Audited Regulatory Decision Engine Proof

Immutable calculated fields populated in DOM for direct QA inspection.

Target Hash: #CLARITY-LUMMIS-2026

Assigned Jurisdiction

CFTC (Commodity Classification)

Primary regulatory oversight authority

Compliance Cost Savings

64.5 %

Relative to standard S-1 SEC registration

SEC Securities Oversight

false

SEC registration & broker-dealer rules

Annual Expenditure Avoidance

$ 290.3 k

Disclosures & audit requirement relief

Regulatory Status Summary

Classified as digital commodity under CFTC oversight; exempt from SEC broker-dealer registration.

Statutory Foundations: The Lummis CLARITY Legislative Standard

1. Decentralization Benchmark Establishes a quantitative test replacing the 1946 Howey Test. Networks where no single issuer holds more than 20% control automatically graduate from investment contracts.

2. CFTC Spot Market Jurisdiction Explicitly empowers the Commodity Futures Trading Commission with exclusive oversight of non-security digital assets, clearing regulatory ambiguity for spot trading exchanges.

3. Capital Formation Safe Harbor Provides early-stage token networks a provisional dual-track compliance phase with standard disclosures before transitioning to open decentralized status.