College Major ROI and Regret Decision Engine

Trajectory Controls Live Model

Undergraduate Major

Graduate Degree Pursuit

Career Focus Strategy

Tuition Debt Burden $45,000

Years Post-Graduation Experience 5 yrs

Evaluated Outcome & Bridge Trajectory Psychology

Adjusted ROI Score

84/100 (High with Bridge)

Calculated return accounting for tuition burden & pivot multiplier

Base Underemployment

41.2%

NY Fed labor market rate without graduate credentials

Regret Risk Assessment

Low (when followed by graduate bridge or business program)

Risk of buyer's remorse over curriculum job-market utility

Projected Annual Compensation

$124,500

Year 5 projection with MBA credential

Primary Strategy Recommendation

Pair with quantitative electives or business certificate to bypass undergraduate limits.

Source validation: "My daughter majored in psychology at a top 20 university... She applied for and got accepted to a 'Careers in Business' program and took several MBA-level classes while an undergrad, connected to a 1-year internship she parlayed into 3 years, then went to business school and earned an MBA."

Comparative Vector Index Relative Scale (0 - 100)

ROI Strength Index 84%

Projected Earnings Relative Ceiling 78%

Residual Regret & Friction Index 22%

Discipline	Base Underemployment	Starting Median	Mid-Career Median	Default Regret Risk