Cross-Border Remittance Corridor Simulator

Live Friction Model
Comparing SWIFT Correspondent Hops vs Digital Rails
Corridor Config
Active Corridor Proof: US-PH | Savings: $64.75 | Net Rec: $1496.25
SWIFT Correspondent
$1,431.50
Outgoing Wire Fee$25.00
Intermediary Hops (2)$20.00
FX Spread Markup$18.00
Recipient Landing Fee$5.50
Total Friction$68.50
Est. Time: 72 hrs (3 days)
Direct Digital Rail
$1,496.25
Network Gas / Protocol$0.75
Local Off-Ramp Fee$3.00
FX Spread Markup$0.00
Total Friction$3.75
Est. Time: 0.05 hrs (< 3 mins)
Friction Delta
$64.75
4.57% vs 0.25%
Annual Loss (12 Payouts): $777.00
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