World Money Stablecoin Yield & Cross-Border Remittance Simulator

Simulation Presets Scenarios

Yield & Savings Parameters World Earn

Initial Principal $5,000

Monthly Contribution $250

Stablecoin APY Rate 5.25%

Holding Period (Months) 12 mos

Cross-Border Remittance Transfer Rails

Remittance Corridor

Remittance Transfer Volume $1,200

Final Portfolio Value

$8,284.45

Principal + Compounded Yield

Total Interest Earned

$284.45

At 5.25% effective annual yield

Total Invested Principal

$8,000.00

Deposit + 12 monthly contributions

Portfolio Accumulation Trajectory

Portfolio Balance

Principal Contributed

Accrued Yield

Remittance Fee Arbitrage Analysis USD to Emerging Market

Benchmarking legacy banking wires & brick-and-mortar money transfer operators (avg 6.0% fee + FX spread) against World Money stablecoin rail (approx 0.125% network settlement fee).

Traditional Wire / MTO ~6.0% Fee

$72.00

Legacy intermediary correspondent banks & foreign exchange take rate.

World Money Rail ~0.125% Fee

$1.50

Instant on-chain stablecoin settlement without SWIFT intermediary cuts.

Net Transfer Savings

Instant cost reduction on $1,200 transfer

$70.50

Monthly Compounding Breakdown Timeline

Month	Contribution	Cumulative Invested	Monthly Interest	Total Balance

Source Grounding: Sam Altman World App rollout in 150+ countries (Cointelegraph Report). Deterministic financial model • Standard monthly compounding