Grid Liquidity Yield & Capital Utilization Simulator

PRESET POOL SCENARIOS:

Interest Rate Kink Curve & Operational Point

Dynamic Chart.js Engine

Pool Parameters & Kink Controls

Total Deposits ($) $1,000,000

Current Utilization Rate 82.0%

Optimal Kink Point (U_optimal) 80.0%

Base Borrow Rate (R_0) 2.0%

Slope Below Kink (Multiplier 1) 12.0%

Slope Above Kink (Multiplier 2) 85.0%

Protocol Reserve Factor 10.0%

Collateral Factor (Max LTV) 75.0%

Supply APY (Lender Yield)

2.73%

Projected: $27,306/yr

Borrow APY (Cost of Debt)

3.70%

Active Interest Demand

Protocol Revenue (Annual)

$3,034

10.0% Reserve Cut

Capital Efficiency Score

0.88

High Utilization Balance

Grid Shock & Market Stress Tests

Inject simulated extreme market conditions into the active lending pool to analyze reserve safety boundaries.

STRESS HEALTH ANALYSIS:

Pool is operating normally within optimal risk boundaries.

Pool Scenario Brief & Export Engine

Generating scenario brief...

The lending-pool simulator computes assigned kinked rates and buffers

Your browser does not support video.

Read the explanation

At or below the utilization kink, the source borrowing rate is base plus utilization divided by kink times the below-kink multiplier. With base point zero two, kink point eight and multiplier point twelve, utilization point four gives point zero eight and point eight gives point fourteen. Bars share four thousand pixels per fractional rate. These are assigned model coefficients, not actual lending quotes or financial advice. The actual supplier rate is borrowing rate times utilization times one minus reserve fraction. For an illustrative borrowing rate point one, utilization point eight and reserve point one gives point zero seven two; reserve point two gives point zero six four. Bars show those fractions at five thousand pixels per fraction. These source arithmetic assumptions do not establish achievable returns. The source labeled liquidation buffer is one minus collateral factor. Factors point seven five and point six give buffers point two five and point four. Bars share sixteen hundred pixels per buffer fraction. This expression is not a complete collateral risk assessment. Full actual JSON, genuine original reset, Chart drawing buffers and native responsive first-footer checks remain preserved.