PSLF Credit Reversal Audit & Glitch Diagnostic

120-Payment PSLF Tracking Matrix Click any payment block to inspect/edit

104

Pre-Glitch Qualifying

Reversed Credits

FSA Displayed Count

11 mo

Forgiveness Delay

27 mo

Adjusted Left

Certified Qualifying

Glitch Reversed / Dropped

Pending ECF / In Review

Future Unbilled

Active Systemic Glitch Simulators

Servicer Migration Sync Truncation (4 Months)

FedLoan to MOHELA data migration ledger truncation (June 2022 – Sept 2022)

Injunction Admin Forbearance Ledger Misclassification (7 Months)

Court injunction administrative forbearance coded as non-qualifying pause (July 2024 – Jan 2025)

ECF Dual-Database Re-indexing Failure (6 Months)

FSA digital portal signature re-processing desync dropping retroactive employer credits