Simulation Telemetry & Season Path

200 simulated paths
Median Bankroll $1,114
Expected ROI +11.4%
Observed Win % 32.4%
Max Drawdown -28.5%
Ruin Risk (<20%) 1.2%
Bankroll Trajectories Over Time
Active Season
Monte Carlo Paths
Break-Even Baseline
Current Tracked Season Game Log Game 0 / 34
Bet # Line Stake Outcome Return Bankroll
Click "Run Season Sim" or "+1 Game" to start recording wagers.
Ready. Click Run Season Sim to evaluate edge.

The "+260 ML Upset" Anatomy

When an NFL backup quarterback upsets a defending champion, books price the moneyline around +260. A +260 line requires only 27.78% win probability to break even. If personnel adjustments or defensive scheming give the team a 32.0% true chance, you hold a +15.2% positive expected value (+EV).

Variance & Risk of Ruin

Even with an enormous +15% edge, underdogs lose roughly 68% of the time. Losing streaks of 6 to 9 consecutive games are normal across an NFL season. Staking flat 2.5% or fractional Kelly protects your bankroll against drawdown, whereas aggressive flat stakes risk total liquidation.

Kelly Criterion Formula

Full Kelly fraction = (b*p - q) / b, where b is decimal profit odds (2.60 for +260), p is true probability (0.32), and q = 1 - p (0.68). Quarter Kelly divides this fraction by 4 to dramatically dampen drawdowns while capturing the compound growth.

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