Patient Out-of-Pocket Cost
$0.00
ACA § 2713 Zero-Copay Mandated
Insurer Legal Obligation
Mandatory 100%
First-dollar coverage required
Federal VFC Stockpile
Eligible (100%)
SSA § 1928 pediatric entitlement
Projected Cohort Uptake
72.4%
~46.3M total immunizations
Statutory & Clinical Cascade Waterfall
Guaranteed Mandate
Conditional / Plan Discretion
Full Patient Cost
Tier 1: Federal
Routine
ACIP & CDC Recommendation
Adopted by CDC Director onto official child/adult immunization schedule without qualification.
Schedule: Official Universal
Tier 2: Statutory
Enforced
Federal Insurance Mandates
Triggers ACA § 2713 mandatory first-dollar coverage across non-grandfathered commercial plans.
No cost-sharing allowed
Tier 3: Practice
Streamlined
Clinical Billing & Dispensing
Standing orders enabled in retail pharmacies. In-network claims auto-adjudicate at $0 copay.
Billing: Standard CPT Code
Tier 4: Access
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