On October 3, 2016, Bitcoin traded at approximately $612 following the second halving. At that point, Bitcoin's total network market capitalization was roughly $9.7 billion—less than 1% of its current multi-trillion dollar footprint.

This simulator uses audited historical monthly price curves from Q4 2016 through recent market cycles to calculate exact Dollar-Cost Averaging (DCA), capital accumulation, cash inflation decay (U.S. Bureau of Labor Statistics CPI index), and gold/index equivalences.

While an upfront lump sum in early 2016 yielded maximum mathematical leverage, periodic Dollar-Cost Averaging neutralized the extreme 70–84% drawdown bear markets in 2018 and 2022 while steadily lowering average cost basis.

All metrics are computed locally in your browser with zero tracking or remote API calls. Use the Export button to save the entire 120-month simulated portfolio trajectory.