CLARITY Act Regulatory Gap & Consumer Protection Simulator

Policy Parameters

Interactive Controls

Scenario Presets

Legislative Vote Outcome Status: Failed

Federal Protection Level 0%

CFTC/SEC jurisdictional coverage & statutory consumer indemnification

Mandates & Directives

Mandatory Token & Exchange Disclosures Audit verifications, reserve attestations, tokenomics transparency

Bad Actor Delisting Mandate Compulsory blacklisting for fraudulent assets & sanction evasions

Political Accountability Attribution

Lummis Doctrine: Democrats Own Default Outcome

Regulatory Exposure & Consumer Risk Analysis

Real-Time Model

Unregulated Exposure Score 98.5 Index: 0-100 scale

Consumer Risk Level Critical Zero federal buffer

Federal Oversight Status Zero Protection No SEC/CFTC anchor

Bad Actor Containment None No delisting rules

Multi-Vector Exposure Assessment Real-time statutory audit

Critical Statutory Void: Senator Lummis's Failure Scenario Realized

With the CLARITY Act defeated, retail market participants operate with 0% federal safeguard coverage. Exchanges face no statutory duty to delist bad actors, and token issuers are exempt from standardized disclosures.

Statutory Pillar	Target Level	Simulated State	Vulnerability
Federal Shield	Comprehensive	0% Statutory Oversight	Vulnerable
Exchange Disclosures	Mandatory 10-K Style	Voluntary / Absent	High Risk
Bad Actor Delisting	Statutory Enforcement	Unenforced	Uncontained
Investor Recourse	Federal Arbitration	Caveat Emptor	Unprotected