Dual-Claim Intersection & Coordination Workbench

1. Incident & Insurer Parameters

Record key crash details and insurer identities

Active Case

Incident / Injury Type

Incident Date

Workers' Comp Carrier

Third-Party Auto Insurer

Strategic Coordination Notes

2. Dual-Track Claim Evidence & Coordination Matrix

Prevent conflicting filings and confirm concurrent record-keeping

Track A: Workers' Comp No-Fault Statutory

Covers authorized medical treatment and partial lost wages; no pain and suffering damages.

Formal Employer First Report of Injury (Form 12-A) filed Treatment kept under authorized network physician Temporary Total Disability (TTD) checks tracked Carrier itemized lien payout log requested

Track B: Third-Party Negligence At-Fault Tort

Covers general damages, pain and suffering, and full wage differentials against negligent driver.

Certified Police Traffic Collision Report obtained Third-party bodily injury policy limits verified No recorded statements given without counsel review WC statutory lien notice served on liability insurer

3. Communications & Conflict Log

Chronological audit trail preventing statement contamination

Date	Party / Insurer	Subject / Commitment	Status
2026-09-16	State Workplace Casualty	Accepted initial medical liability; assigned adjuster #781	Documented
2026-09-17	Apex Mutual Insurance	Third-party adjuster requested recorded interview; declined per protocol	Protected
2026-09-18	Coordinated Counsel	Sent joint notice of dual representation to prevent lien disputes	Active

4. Subrogation & Lien Intersection Model

Transparent mathematical breakdown of recovery & lien repayment

Net Estimated Recovery
$58,900.00
Gross Settlement less Subrogation Offset

Subrogation Offset (Lien Repayment)

$6,100.00

Carrier statutory repayment after negotiated reduction

Gross 3rd-Party Settlement ($)

Negotiated WC Lien Repayment ($)

Total WC Medical Expenses Paid ($)

Lien Resolution Basis

Lien Analysis: Carrier paid $18,500.00 in statutory medical costs. Modeled repayment of $6,100.00 reflects a negotiated 33.0% compromise lien satisfaction.

5. Consultation Preparation Brief

Structured summary packet for attorney evaluation

Brief Ready

Key Questions for Legal Counsel

Does your firm handle both the workers' comp hearing and the third-party bodily injury trial, or coordinate with trusted co-counsel?
What is the carrier's statutory lien reduction requirement under state law regarding common fund doctrine or attorney fee contributions?
Has the workers' compensation carrier consented in writing prior to any third-party liability release?
Are future medical credit offsets properly structured if the liability claim settles before maximum medical improvement (MMI)?