| Financing Pathway | Rate / Term | Monthly Payment | Total 84-Mo Interest | 5-Yr Excess Cost |
|---|---|---|---|---|
| Federal Main Street (Subsidized) | 4.25% (84 mos) | $2,067.50 | $23,670.00 | $0 (Baseline) |
| Commercial Bridge Facility | 11.50% (84 mos) | $2,618.32 | $69,938.88 | +$28,652.40 |
| Withheld Capital (Zero Facility) | N/A | $0.00 | $0.00 | Liquidity constrained |